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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,395 | $165,361-62.3% | $149,715-58.3% | $158,950-60.7% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 20.09% | 348.24%-328.1pp | 276.66%-256.6pp | 302.91%-282.8pp |
| Employer contribution / active EE | $1,898 | $5,103-62.8% | $4,645-59.1% | $4,762-60.1% |
| Participant deferral / active EE | $5,253 | $7,182-26.9% | $6,842-23.2% | $5,983-12.2% |
| Admin fee / account holder | $571 | $10,808-94.7% | $9,310-93.9% | $11,248-94.9% |