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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,850 | $138,075-79.8% | $123,552-77.5% | $135,379-79.4% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -17.48% | 153.70%-171.2pp | 119.20%-136.7pp | 519.79%-537.3pp |
| Employer contribution / active EE | $2,032 | $5,152-60.6% | $4,628-56.1% | $4,779-57.5% |
| Participant deferral / active EE | $6,375 | $6,800-6.2% | $6,426-0.8% | $5,609+13.7% |
| Admin fee / account holder | $316 | $10,917-97.1% | $9,285-96.6% | $10,828-97.1% |