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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,849 | $99,053+143.2% | $88,179+173.1% | $138,895+73.4% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.1%+18.4pp | 79.9%+7.6pp |
| Annual return | 13.85% | 78.17%-64.3pp | 64.97%-51.1pp | 145.39%-131.5pp |
| Employer contribution / active EE | $2,205 | $2,882-23.5% | $2,549-13.5% | $4,194-47.4% |
| Participant deferral / active EE | $6,176 | $5,225+18.2% | $4,614+33.9% | $6,396-3.4% |
| Admin fee / account holder | $1,197 | $8,748-86.3% | $7,673-84.4% | $12,562-90.5% |