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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,991 | $96,388+105.4% | $80,627+145.6% | $139,466+42.0% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 16.03% | 1352.08%-1336.1pp | 936.76%-920.7pp | 373.66%-357.6pp |
| Employer contribution / active EE | $2,136 | $3,260-34.5% | $2,723-21.5% | $4,754-55.1% |
| Participant deferral / active EE | $10,707 | $5,224+104.9% | $4,443+141.0% | $6,712+59.5% |
| Admin fee / account holder | $814 | $6,603-87.7% | $5,381-84.9% | $11,409-92.9% |