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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,307 | $109,411+45.6% | $89,435+78.1% | $158,982+0.2% |
| Participation rate | 85.7% | 74.3%+11.4pp | 68.0%+17.7pp | 82.0%+3.7pp |
| Annual return | 13.20% | 345.68%-332.5pp | 245.55%-232.4pp | 302.99%-289.8pp |
| Employer contribution / active EE | $9,162 | $3,173+188.8% | $2,587+254.1% | $4,763+92.4% |
| Participant deferral / active EE | $7,765 | $4,600+68.8% | $3,890+99.6% | $5,983+29.8% |
| Admin fee / account holder | $625 | $6,159-89.8% | $4,884-87.2% | $11,252-94.4% |