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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,100 | $104,937+23.0% | $84,628+52.5% | $152,897-15.6% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 21.86% | 373.88%-352.0pp | 258.80%-236.9pp | 345.43%-323.6pp |
| Employer contribution / active EE | $9,223 | $3,303+179.2% | $2,653+247.7% | $4,764+93.6% |
| Participant deferral / active EE | $7,637 | $4,690+62.8% | $3,900+95.8% | $5,851+30.5% |
| Admin fee / account holder | $1,964 | $6,243-68.5% | $4,914-60.0% | $11,599-83.1% |