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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,487 | $76,407+45.9% | $150,298-25.8% | $82,448+35.2% |
| Participation rate | 92.6% | 66.4%+26.2pp | 77.8%+14.8pp | 68.1%+24.5pp |
| Annual return | 18.49% | 39.99%-21.5pp | 62.79%-44.3pp | 41.64%-23.2pp |
| Employer contribution / active EE | $3,595 | $2,614+37.5% | $4,154-13.5% | $2,551+40.9% |
| Participant deferral / active EE | $7,893 | $3,214+145.6% | $5,453+44.8% | $4,139+90.7% |
| Admin fee / account holder | $3,518 | $6,352-44.6% | $14,116-75.1% | $7,234-51.4% |