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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,764 | $104,694+36.4% | $85,709+66.6% | $167,536-14.8% |
| Participation rate | 20.0% | 76.4%-56.4pp | 69.9%-49.9pp | 82.1%-62.1pp |
| Annual return | 16.86% | 21.45%-4.6pp | 21.49%-4.6pp | 478.82%-462.0pp |
| Employer contribution / active EE | $243 | $3,337-92.7% | $2,619-90.7% | $4,839-95.0% |
| Participant deferral / active EE | $4,386 | $4,826-9.1% | $3,924+11.8% | $6,342-30.8% |
| Admin fee / account holder | $120 | $10,035-98.8% | $6,876-98.3% | $12,315-99.0% |