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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,264 | $102,638+9.4% | $81,982+36.9% | $158,982-29.4% |
| Participation rate | 33.3% | 75.5%-42.2pp | 69.3%-35.9pp | 82.0%-48.6pp |
| Annual return | 40.16% | 61.05%-20.9pp | 41.31%-1.2pp | 302.99%-262.8pp |
| Employer contribution / active EE | $232 | $3,241-92.8% | $2,498-90.7% | $4,763-95.1% |
| Participant deferral / active EE | $3,278 | $4,649-29.5% | $3,722-11.9% | $5,983-45.2% |
| Admin fee / account holder | $15 | $8,237-99.8% | $5,665-99.7% | $11,252-99.9% |