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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,838 | $85,024+91.5% | $70,544+130.8% | $139,466+16.8% |
| Participation rate | 14.3% | 73.9%-59.6pp | 68.4%-54.1pp | 80.3%-66.0pp |
| Annual return | 24.85% | 30.39%-5.5pp | 32.79%-7.9pp | 373.66%-348.8pp |
| Employer contribution / active EE | $136 | $3,912-96.5% | $2,976-95.4% | $4,754-97.1% |
| Participant deferral / active EE | $3,235 | $5,891-45.1% | $4,568-29.2% | $6,712-51.8% |
| Admin fee / account holder | $20 | $8,928-99.8% | $6,427-99.7% | $11,409-99.8% |