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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,171 | $96,508+50.4% | $75,901+91.3% | $152,897-5.1% |
| Participation rate | 16.7% | 76.2%-59.5pp | 69.3%-52.6pp | 82.5%-65.8pp |
| Annual return | 29.87% | 33.99%-4.1pp | 30.76%-0.9pp | 345.43%-315.6pp |
| Employer contribution / active EE | $270 | $3,310-91.8% | $2,501-89.2% | $4,764-94.3% |
| Participant deferral / active EE | $3,587 | $4,554-21.2% | $3,603-0.4% | $5,851-38.7% |
| Admin fee / account holder | $209 | $8,081-97.4% | $5,420-96.1% | $11,599-98.2% |