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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,462 | $210,510-13.8% | $153,500+18.2% | $145,877+24.4% |
| Participation rate | 71.4% | 82.1%-10.7pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 4.21% | 13.45%-9.2pp | 15.70%-11.5pp | 551.28%-547.1pp |
| Employer contribution / active EE | $2,145 | $6,052-64.6% | $5,039-57.4% | $4,663-54.0% |
| Participant deferral / active EE | $10,541 | $7,974+32.2% | $6,756+56.0% | $6,691+57.6% |
| Admin fee / account holder | $2,232 | $19,455-88.5% | $12,736-82.5% | $13,402-83.3% |