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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,144 | $180,028-41.6% | $138,135-23.9% | $158,982-33.9% |
| Participation rate | 58.3% | 82.2%-23.9pp | 78.7%-20.4pp | 82.0%-23.6pp |
| Annual return | 7.74% | 21.68%-13.9pp | 20.51%-12.8pp | 302.99%-295.2pp |
| Employer contribution / active EE | $1,427 | $7,470-80.9% | $5,587-74.5% | $4,763-70.0% |
| Participant deferral / active EE | $5,392 | $7,717-30.1% | $6,431-16.2% | $5,983-9.9% |
| Admin fee / account holder | $36,246 | $17,912+102.4% | $11,856+205.7% | $11,252+222.1% |