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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,096 | $192,829-14.9% | $142,516+15.1% | $139,466+17.7% |
| Participation rate | 60.0% | 81.4%-21.4pp | 76.8%-16.8pp | 80.3%-20.3pp |
| Annual return | 11.41% | 17.99%-6.6pp | 19.99%-8.6pp | 373.66%-362.3pp |
| Employer contribution / active EE | $3,816 | $5,808-34.3% | $4,849-21.3% | $4,754-19.7% |
| Participant deferral / active EE | $14,859 | $7,200+106.4% | $6,280+136.6% | $6,712+121.4% |
| Admin fee / account holder | $1,704 | $15,120-88.7% | $10,008-83.0% | $11,409-85.1% |