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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,337 | $171,272-35.0% | $127,803-12.9% | $152,897-27.2% |
| Participation rate | 62.5% | 83.5%-21.0pp | 79.0%-16.5pp | 82.5%-20.0pp |
| Annual return | 19.20% | 23.54%-4.3pp | 26.14%-6.9pp | 345.43%-326.2pp |
| Employer contribution / active EE | $1,733 | $5,451-68.2% | $4,576-62.1% | $4,764-63.6% |
| Participant deferral / active EE | $4,664 | $7,043-33.8% | $6,023-22.6% | $5,851-20.3% |
| Admin fee / account holder | $1,331 | $14,540-90.8% | $9,399-85.8% | $11,599-88.5% |