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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,320 | $175,646-23.0% | $129,118+4.8% | $134,532+0.6% |
| Participation rate | 55.6% | 81.6%-26.0pp | 77.2%-21.7pp | 81.2%-25.7pp |
| Annual return | -16.50% | -11.39%-5.1pp | -10.94%-5.6pp | 418.27%-434.8pp |
| Employer contribution / active EE | $1,761 | $6,355-72.3% | $5,051-65.1% | $4,741-62.9% |
| Participant deferral / active EE | $7,704 | $7,970-3.3% | $6,539+17.8% | $6,401+20.4% |
| Admin fee / account holder | $1,553 | $23,578-93.4% | $14,305-89.1% | $11,429-86.4% |