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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,849 | $239,571-13.7% | $183,328+12.8% | $137,256+50.7% |
| Participation rate | 80.0% | 82.4%-2.4pp | 77.3%+2.7pp | 80.0%0pp |
| Annual return | 9.01% | 35.69%-26.7pp | 29.67%-20.7pp | 220.34%-211.3pp |
| Employer contribution / active EE | $3,048 | $6,148-50.4% | $5,055-39.7% | $4,156-26.7% |
| Participant deferral / active EE | $9,608 | $7,995+20.2% | $6,795+41.4% | $6,407+50.0% |
| Admin fee / account holder | $2,289 | $30,059-92.4% | $21,427-89.3% | $12,270-81.3% |