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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,787 | $154,159-4.8% | $130,026+12.9% | $139,456+5.3% |
| Participation rate | 64.7% | 82.0%-17.3pp | 78.5%-13.8pp | 80.3%-15.6pp |
| Annual return | 22.99% | 32.50%-9.5pp | -137.26%+160.2pp | 373.45%-350.5pp |
| Employer contribution / active EE | $2,348 | $5,292-55.6% | $4,321-45.7% | $4,753-50.6% |
| Participant deferral / active EE | $6,641 | $6,710-1.0% | $5,821+14.1% | $6,711-1.0% |
| Admin fee / account holder | $12,112 | $14,001-13.5% | $10,608+14.2% | $11,407+6.2% |