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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,044 | $144,130-18.8% | $117,861-0.7% | $147,586-20.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 18.47% | 531.20%-512.7pp | 335.11%-316.6pp | 578.59%-560.1pp |
| Employer contribution / active EE | $4,943 | $4,897+0.9% | $3,786+30.6% | $4,876+1.4% |
| Participant deferral / active EE | $8,925 | $5,316+67.9% | $4,482+99.1% | $5,439+64.1% |
| Admin fee / account holder | $2,321 | $10,887-78.7% | $8,021-71.1% | $10,886-78.7% |