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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,145 | $131,835-39.2% | $108,582-26.2% | $273,972-70.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 62.70% | -91.57%+154.3pp | -51.70%+114.4pp | 41.46%+21.2pp |
| Employer contribution / active EE | $4,278 | $4,913-12.9% | $3,758+13.8% | $4,869-12.1% |
| Participant deferral / active EE | $8,045 | $5,127+56.9% | $4,311+86.6% | $5,287+52.2% |
| Admin fee / account holder | $1,262 | $10,253-87.7% | $7,645-83.5% | $10,133-87.5% |