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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,524 | $135,645-24.4% | $110,243-7.0% | $135,379-24.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.99% | 513.24%-520.2pp | 314.76%-321.7pp | 519.79%-526.8pp |
| Employer contribution / active EE | $4,421 | $4,907-9.9% | $3,827+15.5% | $4,779-7.5% |
| Participant deferral / active EE | $11,572 | $5,507+110.1% | $4,672+147.7% | $5,609+106.3% |
| Admin fee / account holder | $8,315 | $11,458-27.4% | $8,548-2.7% | $10,828-23.2% |