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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,139 | $51,202-43.1% | $70,548-58.7% | $75,181-61.2% |
| Participation rate | 88.5% | 61.0%+27.5pp | 68.3%+20.1pp | 67.2%+21.3pp |
| Annual return | 12.54% | 30.05%-17.5pp | 32.78%-20.2pp | 160.69%-148.1pp |
| Employer contribution / active EE | $2,783 | $1,827+52.4% | $2,975-6.4% | $2,671+4.2% |
| Participant deferral / active EE | $4,927 | $2,850+72.9% | $4,567+7.9% | $4,126+19.4% |
| Admin fee / account holder | $3,153 | $4,094-23.0% | $6,424-50.9% | $5,650-44.2% |