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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,755 | $75,935-87.2% | $60,547-83.9% | $125,389-92.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 68.0%+32.0pp | 83.2%+16.8pp |
| Annual return | -1.11% | -5.38%+4.3pp | 335.64%-336.7pp | 282.24%-283.3pp |
| Employer contribution / active EE | $1,904 | $3,438-44.6% | $2,419-21.3% | $4,866-60.9% |
| Participant deferral / active EE | $1,947 | $4,506-56.8% | $3,328-41.5% | $5,352-63.6% |
| Admin fee / account holder | $10,051 | $6,768+48.5% | $4,536+121.6% | $9,541+5.3% |