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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,279 | $83,337-86.5% | $67,834-83.4% | $273,972-95.9% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 16.38% | 259.45%-243.1pp | 138.47%-122.1pp | 41.46%-25.1pp |
| Employer contribution / active EE | $1,502 | $3,287-54.3% | $2,403-37.5% | $4,869-69.2% |
| Participant deferral / active EE | $2,002 | $4,088-51.0% | $3,160-36.6% | $5,287-62.1% |
| Admin fee / account holder | $1,040 | $6,752-84.6% | $4,622-77.5% | $10,133-89.7% |