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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,332 | $55,713-59.9% | $75,901-70.6% | $72,975-69.4% |
| Participation rate | 53.8% | 61.1%-7.3pp | 69.3%-15.4pp | 69.5%-15.6pp |
| Annual return | 21.40% | 27.60%-6.2pp | 30.76%-9.4pp | 81.01%-59.6pp |
| Employer contribution / active EE | $1,806 | $1,687+7.1% | $2,501-27.8% | $2,440-26.0% |
| Participant deferral / active EE | $2,196 | $2,634-16.6% | $3,603-39.1% | $3,608-39.1% |
| Admin fee / account holder | $1,819 | $3,980-54.3% | $5,420-66.4% | $5,124-64.5% |