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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,867 | $102,595+4.2% | $94,057+13.6% | $154,746-30.9% |
| Participation rate | 20.0% | 76.0%-56.0pp | 73.3%-53.3pp | 80.7%-60.7pp |
| Annual return | 17.21% | 583.42%-566.2pp | 480.62%-463.4pp | 172.34%-155.1pp |
| Employer contribution / active EE | $1,231 | $3,147-60.9% | $2,933-58.0% | $4,379-71.9% |
| Participant deferral / active EE | $2,420 | $5,118-52.7% | $4,709-48.6% | $6,730-64.0% |
| Admin fee / account holder | $592 | $7,736-92.3% | $7,244-91.8% | $14,365-95.9% |