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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,642 | $96,678-20.7% | $86,640-11.5% | $139,466-45.0% |
| Participation rate | 18.2% | 74.4%-56.2pp | 71.7%-53.5pp | 80.3%-62.2pp |
| Annual return | 19.22% | 106.69%-87.5pp | 592.52%-573.3pp | 373.66%-354.4pp |
| Employer contribution / active EE | $1,125 | $3,265-65.5% | $3,024-62.8% | $4,754-76.3% |
| Participant deferral / active EE | $1,880 | $4,837-61.1% | $4,438-57.6% | $6,712-72.0% |
| Admin fee / account holder | $0 | $6,410-100.0% | $5,616-100.0% | $11,409-100.0% |