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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,850 | $92,766+8.7% | $82,763+21.9% | $134,545-25.0% |
| Participation rate | 16.7% | 75.2%-58.5pp | 72.6%-55.9pp | 81.2%-64.6pp |
| Annual return | -19.26% | 946.97%-966.2pp | 702.45%-721.7pp | 418.37%-437.6pp |
| Employer contribution / active EE | $1,933 | $3,273-40.9% | $3,008-35.7% | $4,742-59.2% |
| Participant deferral / active EE | $3,250 | $4,802-32.3% | $4,395-26.1% | $6,401-49.2% |
| Admin fee / account holder | $0 | $5,978-100.0% | $5,325-100.0% | $11,431-100.0% |