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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,391 | $109,872-21.4% | $98,483-12.3% | $167,536-48.4% |
| Participation rate | 12.5% | 75.8%-63.3pp | 73.3%-60.8pp | 82.1%-69.6pp |
| Annual return | 20.05% | 1959.31%-1939.3pp | 1494.38%-1474.3pp | 478.82%-458.8pp |
| Employer contribution / active EE | $299 | $3,225-90.7% | $2,961-89.9% | $4,839-93.8% |
| Participant deferral / active EE | $2,438 | $4,673-47.8% | $4,276-43.0% | $6,342-61.6% |
| Admin fee / account holder | $0 | $6,757-100.0% | $5,953-100.0% | $12,315-100.0% |