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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,296 | $117,444-60.6% | $99,479-53.5% | $152,909-69.7% |
| Participation rate | 33.3% | 77.5%-44.2pp | 73.8%-40.5pp | 82.5%-49.1pp |
| Annual return | 24.64% | 31.87%-7.2pp | 30.72%-6.1pp | 345.46%-320.8pp |
| Employer contribution / active EE | $1,787 | $3,014-40.7% | $2,540-29.7% | $4,764-62.5% |
| Participant deferral / active EE | $6,333 | $4,086+55.0% | $3,619+75.0% | $5,851+8.2% |
| Admin fee / account holder | $0 | $7,635-100.0% | $6,253-100.0% | $11,601-100.0% |