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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,867 | $72,071+48.3% | $68,368+56.3% | $137,256-22.1% |
| Participation rate | 20.0% | 76.2%-56.2pp | 73.8%-53.8pp | 80.0%-60.0pp |
| Annual return | 17.21% | 353.14%-335.9pp | 292.57%-275.4pp | 220.34%-203.1pp |
| Employer contribution / active EE | $1,231 | $2,788-55.8% | $2,649-53.5% | $4,156-70.4% |
| Participant deferral / active EE | $2,420 | $4,410-45.1% | $4,123-41.3% | $6,407-62.2% |
| Admin fee / account holder | $592 | $5,336-88.9% | $5,150-88.5% | $12,270-95.2% |