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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,729 | $48,274+36.2% | $63,244+3.9% | $59,633+10.2% |
| Participation rate | 61.9% | 66.3%-4.4pp | 71.0%-9.1pp | 68.7%-6.8pp |
| Annual return | -2.49% | -240.79%+238.3pp | -70.31%+67.8pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $662 | $1,586-58.3% | $2,322-71.5% | $2,203-70.0% |
| Participant deferral / active EE | $3,961 | $2,343+69.1% | $2,953+34.1% | $3,192+24.1% |
| Admin fee / account holder | $947 | $3,600-73.7% | $5,893-83.9% | $4,297-78.0% |