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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,025 | $58,099+72.2% | $76,902+30.1% | $75,177+33.1% |
| Participation rate | 43.1% | 63.9%-20.8pp | 69.6%-26.5pp | 67.2%-24.1pp |
| Annual return | 17.66% | 26.71%-9.1pp | 37.91%-20.3pp | 160.75%-143.1pp |
| Employer contribution / active EE | $565 | $1,996-71.7% | $2,534-77.7% | $2,671-78.8% |
| Participant deferral / active EE | $4,319 | $2,999+44.0% | $3,833+12.7% | $4,126+4.7% |
| Admin fee / account holder | $15,936 | $4,778+233.5% | $5,479+190.9% | $5,651+182.0% |