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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,555 | $54,162+69.0% | $68,612+33.4% | $64,173+42.7% |
| Participation rate | 33.9% | 68.1%-34.1pp | 72.2%-38.3pp | 69.6%-35.6pp |
| Annual return | -7.42% | -1.62%-5.8pp | -4.63%-2.8pp | 7.63%-15.1pp |
| Employer contribution / active EE | $346 | $1,846-81.2% | $2,625-86.8% | $2,381-85.5% |
| Participant deferral / active EE | $2,418 | $2,626-7.9% | $3,311-27.0% | $3,470-30.3% |
| Admin fee / account holder | $9,520 | $4,029+136.3% | $5,131+85.5% | $4,887+94.8% |