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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,109 | $63,082-19.0% | $81,726-37.5% | $79,856-36.0% |
| Participation rate | 92.8% | 67.5%+25.2pp | 72.0%+20.7pp | 69.6%+23.1pp |
| Annual return | 13.82% | 22.66%-8.8pp | 29.49%-15.7pp | 31.71%-17.9pp |
| Employer contribution / active EE | $325 | $1,795-81.9% | $4,311-92.5% | $2,471-86.9% |
| Participant deferral / active EE | $2,122 | $2,780-23.7% | $7,108-70.2% | $3,741-43.3% |
| Admin fee / account holder | $330 | $4,428-92.5% | $5,160-93.6% | $5,306-93.8% |