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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,251 | $185,905-46.1% | $170,057-41.0% | $139,487-28.1% |
| Participation rate | 80.0% | 87.8%-7.8pp | 87.0%-7.0pp | 80.3%-0.3pp |
| Annual return | 15.68% | 60.56%-44.9pp | 53.42%-37.7pp | 373.84%-358.2pp |
| Employer contribution / active EE | $8,194 | $7,597+7.9% | $6,790+20.7% | $4,755+72.3% |
| Participant deferral / active EE | $14,769 | $11,627+27.0% | $10,411+41.9% | $6,713+120.0% |
| Admin fee / account holder | $13,425 | $15,397-12.8% | $12,826+4.7% | $11,407+17.7% |