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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,993 | $167,533-52.8% | $151,645-47.9% | $134,545-41.3% |
| Participation rate | 83.3% | 88.4%-5.0pp | 87.5%-4.2pp | 81.2%+2.1pp |
| Annual return | -11.11% | 7.81%-18.9pp | 3.34%-14.4pp | 418.37%-429.5pp |
| Employer contribution / active EE | $7,321 | $6,828+7.2% | $6,165+18.7% | $4,742+54.4% |
| Participant deferral / active EE | $14,127 | $8,985+57.2% | $8,363+68.9% | $6,401+120.7% |
| Admin fee / account holder | $1,372 | $13,781-90.0% | $11,614-88.2% | $11,431-88.0% |