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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,646 | $209,874-63.5% | $189,537-59.6% | $167,536-54.3% |
| Participation rate | 86.7% | 88.7%-2.0pp | 87.8%-1.1pp | 82.1%+4.6pp |
| Annual return | 14.57% | 748.61%-734.0pp | 555.34%-540.8pp | 478.82%-464.2pp |
| Employer contribution / active EE | $8,454 | $6,913+22.3% | $6,161+37.2% | $4,839+74.7% |
| Participant deferral / active EE | $14,653 | $8,934+64.0% | $8,220+78.3% | $6,342+131.0% |
| Admin fee / account holder | $6,048 | $14,299-57.7% | $12,048-49.8% | $12,315-50.9% |