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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,589 | $197,637-68.3% | $177,848-64.8% | $158,982-60.6% |
| Participation rate | 81.3% | 88.5%-7.3pp | 87.7%-6.5pp | 82.0%-0.7pp |
| Annual return | 35.48% | 58.77%-23.3pp | 48.33%-12.8pp | 302.99%-267.5pp |
| Employer contribution / active EE | $8,329 | $6,698+24.3% | $5,919+40.7% | $4,763+74.9% |
| Participant deferral / active EE | $14,976 | $8,405+78.2% | $7,714+94.1% | $5,983+150.3% |
| Admin fee / account holder | $366 | $15,406-97.6% | $12,431-97.1% | $11,252-96.7% |