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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,725 | $115,780-15.6% | $101,255-3.5% | $158,931-38.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.24% | 56.14%-42.9pp | 46.48%-33.2pp | 302.86%-289.6pp |
| Employer contribution / active EE | $7,054 | $4,175+69.0% | $3,660+92.7% | $4,761+48.2% |
| Participant deferral / active EE | $9,051 | $4,958+82.6% | $4,370+107.1% | $5,982+51.3% |
| Admin fee / account holder | $1,039 | $7,246-85.7% | $5,946-82.5% | $11,247-90.8% |