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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,322 | $97,759-49.5% | $83,849-41.2% | $135,377-63.6% |
| Participation rate | 63.2% | 79.9%-16.8pp | 76.1%-13.0pp | 82.6%-19.5pp |
| Annual return | 9.48% | 1287.41%-1277.9pp | 850.91%-841.4pp | 519.75%-510.3pp |
| Employer contribution / active EE | $4,799 | $4,222+13.7% | $3,631+32.2% | $4,779+0.4% |
| Participant deferral / active EE | $7,293 | $4,682+55.8% | $4,082+78.7% | $5,609+30.0% |
| Admin fee / account holder | $14 | $6,674-99.8% | $5,478-99.7% | $10,828-99.9% |