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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,891 | $124,351-22.9% | $109,188-12.2% | $167,553-42.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.37% | 26.04%-13.7pp | 25.76%-13.4pp | 478.89%-466.5pp |
| Employer contribution / active EE | $6,849 | $4,210+62.7% | $3,723+84.0% | $4,840+41.5% |
| Participant deferral / active EE | $8,139 | $5,257+54.8% | $4,654+74.9% | $6,343+28.3% |
| Admin fee / account holder | $3,962 | $7,975-50.3% | $6,755-41.4% | $12,316-67.8% |