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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,579 | $107,368-19.4% | $92,915-6.8% | $152,909-43.4% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 57.44% | 145.64%-88.2pp | 109.45%-52.0pp | 345.46%-288.0pp |
| Employer contribution / active EE | $6,671 | $4,222+58.0% | $3,653+82.6% | $4,764+40.0% |
| Participant deferral / active EE | $10,346 | $4,848+113.4% | $4,238+144.1% | $5,851+76.8% |
| Admin fee / account holder | $940 | $7,082-86.7% | $5,796-83.8% | $11,601-91.9% |