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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,740 | $93,098-61.6% | $77,081-53.6% | $134,509-73.4% |
| Participation rate | 63.6% | 74.5%-10.9pp | 67.9%-4.3pp | 81.2%-17.6pp |
| Annual return | -17.45% | 62.63%-80.1pp | 42.33%-59.8pp | 418.13%-435.6pp |
| Employer contribution / active EE | $1,554 | $3,419-54.6% | $2,813-44.8% | $4,741-67.2% |
| Participant deferral / active EE | $2,940 | $5,239-43.9% | $4,428-33.6% | $6,400-54.1% |
| Admin fee / account holder | $324 | $6,945-95.3% | $5,427-94.0% | $11,427-97.2% |