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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,635 | $95,188-85.7% | $76,518-82.2% | $135,379-89.9% |
| Participation rate | 68.4% | 74.4%-6.0pp | 68.0%+0.4pp | 82.6%-14.2pp |
| Annual return | -21.22% | 4.85%-26.1pp | -0.27%-20.9pp | 519.79%-541.0pp |
| Employer contribution / active EE | $1,468 | $3,303-55.5% | $2,647-44.5% | $4,779-69.3% |
| Participant deferral / active EE | $5,591 | $4,640+20.5% | $3,836+45.8% | $5,609-0.3% |
| Admin fee / account holder | $7 | $6,249-99.9% | $4,849-99.8% | $10,828-99.9% |