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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,443 | $109,372-65.8% | $89,414-58.1% | $158,966-76.4% |
| Participation rate | 61.1% | 74.3%-13.2pp | 68.0%-6.9pp | 82.0%-20.9pp |
| Annual return | 21.04% | 345.55%-324.5pp | 245.50%-224.5pp | 302.95%-281.9pp |
| Employer contribution / active EE | $1,085 | $3,171-65.8% | $2,586-58.1% | $4,762-77.2% |
| Participant deferral / active EE | $5,579 | $4,598+21.3% | $3,890+43.4% | $5,983-6.8% |
| Admin fee / account holder | $0 | $6,156-100.0% | $4,883-100.0% | $11,250-100.0% |