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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,691 | $104,924-75.5% | $84,623-69.6% | $152,885-83.2% |
| Participation rate | 60.0% | 74.8%-14.8pp | 68.2%-8.2pp | 82.5%-22.5pp |
| Annual return | 29.56% | 373.82%-344.3pp | 258.77%-229.2pp | 345.39%-315.8pp |
| Employer contribution / active EE | $1,105 | $3,302-66.5% | $2,652-58.3% | $4,763-76.8% |
| Participant deferral / active EE | $4,112 | $4,689-12.3% | $3,899+5.5% | $5,851-29.7% |
| Admin fee / account holder | $0 | $6,242-100.0% | $4,913-100.0% | $11,598-100.0% |