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| Provider | Service type | Compensation |
|---|---|---|
CSENGE ADVISORY GROUP, LLC5 years Service code 28 4755 EAST BAY DR · CLEARWATER, FL 33764 | Investment Management | $47,126 |
PCS RETIREMENT, LLC3 years Filed as: PCS RETIREMENT LLC Service code 13 · EIN 23-3038464 | Contract Administrator | $12,859 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,205 | $79,223-8.9% | $102,460-29.5% | $74,478-3.1% |
| Participation rate | 74.6% | 74.8%-0.2pp | 76.5%-1.9pp | 67.2%+7.4pp |
| Annual return | 10.03% | 54.98%-44.9pp | 29.47%-19.4pp | 1370.56%-1360.5pp |
| Employer contribution / active EE | $2,733 | $2,363+15.7% | $3,025-9.6% | $2,626+4.1% |
| Participant deferral / active EE | $4,702 | $4,417+6.4% | $5,056-7.0% | $4,350+8.1% |
| Admin fee / account holder | $540 | $2,003-73.0% | $9,460-94.3% | $1,946-72.2% |