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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,781 | $59,186+9.5% | $76,768-15.6% | $56,287+15.1% |
| Participation rate | 86.7% | 75.2%+11.4pp | 77.0%+9.7pp | 69.9%+16.8pp |
| Annual return | -8.30% | 6.62%-14.9pp | 2.43%-10.7pp | -9.96%+1.7pp |
| Employer contribution / active EE | $2,113 | $1,759+20.2% | $2,485-15.0% | $2,111+0.1% |
| Participant deferral / active EE | $4,241 | $3,255+30.3% | $3,852+10.1% | $3,350+26.6% |
| Admin fee / account holder | $2,355 | $489+381.5% | $6,675-64.7% | $521+352.1% |