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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,423 | $56,197+16.4% | $67,652-3.3% | $59,633+9.7% |
| Participation rate | 87.4% | 71.5%+15.9pp | 75.7%+11.7pp | 68.7%+18.7pp |
| Annual return | -3.74% | 18508.10%-18511.8pp | 6625.40%-6629.1pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $1,310 | $1,615-18.9% | $2,266-42.2% | $2,203-40.5% |
| Participant deferral / active EE | $4,099 | $2,844+44.1% | $3,560+15.1% | $3,192+28.4% |
| Admin fee / account holder | $4,848 | $3,958+22.5% | $4,821+0.6% | $4,297+12.8% |